Shop for a mortgage before you shop for a home.
Being pre-approved for a home loan before hitting the market is the smart way to shop for a home. It tells sellers that you're a serious prospect, and you know in advance the maximum mortgage you can afford. Make sure you get a commitment in writing. Many buyers make the mistake of learning what they qualify for without getting a written pre-approval letter from their lender. The good news is that it's easier than ever to qualify for a home loan, and there are many good loans to choose from. Visit our Concierge Page for a list of respected mortgage lenders in our area who would be happy to get you started.